FAQ
If you can't find an answer to your questions, feel free to send an email to support@seventytwoapp.com
Privacy
Can seventytwo see my financial information?
Nope! Your personal iCloud storage is used to save ALL your information. This makes debugging issues on the development side difficult but it's worth the tradeoff.
Why did you request my location? Are you tracking me?
Absolutely not. Your location is never monitored or even sent to seventytwo. You were asked to share your location with the app so a location can be saved to a transaction.
Budgets
What type of data can I monitor with a budget?
You are able to monitor expenses by specific Payees, Categories, and/or Tags.
Why are only categories selected by default when creating a budget?
This is to simplify a budget so when new accounts and payees are created, the budget doesn't need to be updated to account for the new items.
Which transaction types are included in budgets?
Expense and credit transactions are primarly the types included in the calcuation. There is an option to include "credit card payments", transfers to credit card accounts.
Accounts
What happens to the transactions when I delete an Account?
All transactions from the removed account will be permanently deleted. All current budgets monitoring this account will be updated. If you don’t want all the transactions to be deleted and don’t want to see the account in the account list, use the Archive Account feature.
How can I view my Archived Accounts?
Go to the Accounts tab, click on the three dots in the upper right corner, and select the Show Archived Accounts option.
Transactions
Does seventytwo support split transactions?
Of course!
How should I record a credit card payment?
If transfer from a manual accout to another, add new transaction, tap transfer icon, enter amount, and select from and to account.
How can I delete a transaction?
You can swipe right to left on the transaction row or long press on the transaction to bring up a menu of options.
How can I edit a transaction?
You can swipe left to right on the transaction row or long press on the transaction to bring up a menu of options.
How are locations determined?
A few payees will have a location when connected to their financial institution. Otherwise, you will need to manually select a location to associate with a transaction. All future transactions with the same Payee will automatically have that location set for you. This is convenient if you always go to the same coffee shop ☕️.
Why do I want to save a location with a transaction?
You are able to see how much you spend by location by going to More tab and tapping the Map row. As you zoom and pan, the amount spent will automatically update. This comes in very handy when you travel and want to see where you went the last time you were in the area.
What if the location I search for isn't found?
No problem. Simply pan the map to the desired location, press and hold on the map for about a second, and a pin will be dropped for you.
Can transactions be duplicated?
Yes! To duplicate a transaction, swipe left to right on the transaction row, tap Duplicate. This is extremely handy if you prefer to enter your transactions manually.
Can transactions be tagged?
Absolutely. When you first opened the app, several default tags were created for you such as Apple Pay, Vacation, PayPal, etc. This is really handy when you want to monitor how much you're spending on eating out while on vacation but not have to create a “Vacation Food” category. You can apply as many tags as you would like to a transaction.
When can I expect my transactions to show up after I make a purchase?
Most transactions will appear within 24 hours.
Subscription
How much does seventytwo cost?
You can download the app for free from the Apple App Store and manually save transactions, create budgets, accounts, etc. If you want to connect to your financial institutions and have your transactions synced, there are two premium plans to pick from — $3.99/month or $39.99/year.
What happens if I connect my accounts during the trial and decide not to continue?
You will be able to keep and the transactions synced up until the subscrition trial ends. Once the trial ends, your accounts will be disconnected and you will need to manually enter transactions going forward.
What features are behind the paywall?
The only feature that is currently blocked without a valid subscription is bank sync. All other features are FREE to use!
General
What does the name of the app mean? Why the number 72?
The Rule of 72 is a back-of-the-napkin formula that is popularly used to estimate the number of years required to double the invested money at a given annual rate of return.